Results-driven Card and Loan Sales Officer with 4+ years of experience in credit card sales, personal loan sales, consumer finance, and EMI collections. Strong background in retail banking operations, customer acquisition, loan documentation, KYC & AML compliance, and credit risk evaluation. Proven ability to achieve sales targets, manage portfolio performance, and supervise team operations while maintaining disciplined collection practices. Seeking a Credit Card, Personal Loan, or Relationship Officer role in Dubai’s banking sector.